Owens OnLine is a Florida-based company founded in 1992 that specializes in international credit reports and background checks. With over 4,300 customers worldwide, it offers services in more than 250 countries and territories. The company operates under a pay-as-you-go model, providing flexibility with no minimum contracts. The range of services includes personal and business credit reports, employment screening, criminal and civil records checks, and various verification services. Owens OnLine also offers additional records checks, such as driving and vital records. The company supports mult